If you’ve been injured in an accident in Nevada, chances are you’ll be hearing from an insurance adjuster pretty quickly. They’ll sound helpful. They may even offer you a settlement right away. But here’s the truth:

That offer is almost definitely a lowball.

At Morales Injury Law, we’ve seen it too many times. Injury victims being pressured into taking fast, unfair settlements — often before they even know the full extent of their injuries. That’s why our founder, Attorney Carlos A. Morales — known throughout Las Vegas as More Money Morales — fights aggressively to get our clients the compensation they actually deserve.

Before he was More Money Morales, Attorney Morales worked for the other side — the insurance companies. He saw firsthand how they delay, deny, and devalue legitimate injury claims. Now, he uses that insider knowledge to fight for people like you.

Let’s break down how insurance companies try to lowball you — and what we do to stop them.

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The Lowball Playbook: How Insurance Companies Undervalue Claims

Insurance companies are in business to make money — not to pay out claims fairly. Here are some of the most common tactics they use:

1. Offering a Quick Settlement

They know you’re stressed, in pain, and probably missing work. So they offer a fast check. But it’s never the full value of your case — and signing it may waive your rights to future compensation.

2. Minimizing Your Injuries

Insurance adjusters may question your medical treatment, downplay the severity of your injuries, or claim you had “pre-existing conditions.” Their goal is to reduce the value of your claim.

3. Delaying the Process

By stalling, they hope to wear you down financially so you’ll accept less just to move on.

4. Blaming You

Even if the accident wasn’t your fault, they might argue partial fault to reduce their payout. In Nevada, your compensation can be reduced or denied if you’re found more than 50% at fault.

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How More Money Morales Fights Back

At Morales Injury Law, we don’t play games with insurance companies — we play to win. Here’s what we do differently:

✅ We Build Your Case From Day One

We gather medical records, accident reports, witness statements, and expert opinions to build a strong, evidence-backed case that demands respect.

✅ We Know the Value of Injuries

You shouldn’t just be compensated for medical bills. You may also be entitled to lost wages, pain and suffering, loss of enjoyment of life, and future care. We calculate the true value of your claim — and go after every dollar.

✅ We Negotiate Relentlessly

We know the insurance companies’ tactics — and we call their bluff. If they won’t make a fair offer, we’re ready to take your case to trial.

✅ We Don’t Get Paid Unless You Win

You don’t owe us a dime unless we recover money for you.

Maximum recovery, no excuses!

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Don’t Settle for Less — Call More Money Morales

Before you talk to the insurance company — or sign anything — talk to us.

📞 Call Morales Injury Law at 702-781-4848 for a free case review. We’ll tell you the truth about your case, fight for every dollar, and make sure the insurance company knows:

You won’t be bullied. You want More Money? 

Call More Money Morales!