If the at-fault driver can't cover your losses, your own policy may. More Money Morales knows how insurers handle these claims, because he used to work for them.
You don't pay us a dime unless we recover money for you. No upfront costs. No hourly bills. No risk to talk to us.
*No attorney's fee and no case costs unless we recover money for you. You may have to pay the opposing party's attorney fees and costs in the event of a loss.
Uninsured and underinsured motorist coverage on your own policy can pay when the other driver's can't. Even so, your own insurer may try to pay as little as possible.
We review every policy that could apply and negotiate hard with each insurer, including yours.
Call the police and get a report.
Get medical care right away.
Find a copy of your own auto insurance policy.
Call More Money Morales before giving your insurer a recorded statement.
Nevada sets strict deadlines for injury claims, and evidence disappears fast. The sooner we start, the stronger your case.
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Talk directly with More Money Morales, in English or Spanish. No fee unless we win.*
Call (702) 781-4848Many drivers in Nevada carry only the minimum insurance of $25,000 per person, and some carry none at all. If that driver hurts you, their coverage may not come close to covering your medical bills and lost income. That's where uninsured/underinsured motorist (UM/UIM) coverage comes in.
Many people have this coverage without realizing it. More Money Morales reviews your policy, and any other policies that may cover you, like a household member's policy, at no cost to you.
In a UM/UIM claim, you're making a claim against your own insurance company, and it will evaluate the claim just like the other driver's insurer would. More Money Morales used to work on the insurance side, so he knows how these claims are valued and how to push back on a low offer.
Nevada generally gives you two years from the date of the injury to file a personal injury lawsuit (NRS 11.190). Property damage claims generally have three years. Some claims, like those against government agencies, have extra rules, so it's best not to wait.
More Money Morales handles uninsured and underinsured driver claims throughout Clark County, Washoe County and the rest of Nevada, including hit-and-runs on I-15, US-95, Boulder Highway and busy surface streets. Hablamos español.
Many Nevada drivers do. Insurers must offer it, and it's part of your policy unless you turned it down in writing. More Money Morales can review your declarations page for free.
Often, yes. Report the crash to police promptly and tell your insurer. Policies have their own requirements, so talk to a lawyer early.
You don't have to accept it. Your insurer owes you a fair evaluation of your claim. More Money Morales pushes back on low offers and can take further steps if the insurer won't treat you fairly.
Nevada generally gives you two years from the date of the injury to file a personal injury lawsuit (NRS 11.190). Property damage claims generally have three years. Some claims, like those against government agencies, have extra rules, so it's best not to wait. Your insurance policy may also have its own notice requirements.
Nothing upfront. There's no attorney's fee and no case costs unless we recover money for you.
Your consultation is free. Tell us what happened and More Money Morales will get back to you.
Call (702) 781-4848