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Underinsured/Uninsured Claims

If you have been injured in an accident caused by a driver, your first option for payment of your losses should be the driver’s insurance.  However, what will you do if the driver doesn’t have insurance or the insurance isn’t enough to cover your losses? What will you do if the accident is a hit-and-run and you can’t identify the driver?

According to the Insurance Research Council, 10.6% of drivers in Nevada are uninsured.  Even for those drivers who have insurance, they may only have the Nevada state minimum of $25,000/$50,000.  If you are involved in a catastrophic accident, an accident with multiple passengers or multiple vehicles, the at-fault driver’s insurance may not cover your losses.

If you have purchased uninsured/underinsured motorist (UM/UIM) coverage, Morales Injury Law can help you pursue a claim with your own insurance company.  Nevada law requires insurance companies to make UM/UIM coverage available when you purchase insurance. If you have not declined this coverage in writing, you may be covered an not even know it.  Morales Injury Law will carefully examine all potential sources so that you can be made whole. Contact us today to learn more.

Call Morales Injury Law at (702) 781-4848.  Our goal is to make your life easier, not harder. If our office hours don’t work with your schedule, we will remain open for you.  If our office location doesn’t work for you, we will come to you whenever you are available. If you prefer text messaging over phone calls, our fingers are at your disposal.

The Morales Injury Law Difference

At other law firms, you will likely never meet the attorney “handling” your case and instead, your only interactions will be with non-attorney case managers.

At your initial consultation with Morales Injury Law, you will sit down with an attorney who will analyze the facts of your case, determine who is at fault, and work with you to develop a plan to seek compensation for your injuries and pain and suffering.  Then, you will work closely with your attorney throughout the entire process; ensuring you recover fully and receive the maximum compensation for your injuries and pain and suffering.

To learn more about our firm and schedule a FREE initial consultation, call (702) 781-4848.


At Morales Injury Law, we understand that there are options in Nevada for personal injury law firms to choose from. We are confident that you will consider Carlos A. Morales and his team to help you with your injury case or claim.